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Showing posts from July, 2023

Money Matters

When I was first separated, I was overwhelmed by all the money matters.  I was left with a lot of debt and no child support at first.  I didn't handle the finances before as that was my ex's job--truthfully I had been groomed to believe that I could not handle the money because it was too much for me to do.  So, I was really at a loss of how to proceed when I was suddenly on my own. During  Divorce Care , I was introduced to Dave Ramsey.  He covered just a bit of his  7 Baby Steps  in the course material.  It was easy to understand and helped me to feel like I had a starting point.  I started building up my starter emergency fund, and then used the debt snowball to tackle the debt.   I also learned about budgeting.  I got the basic information I needed about how to make a budget by listing out all of my income and all of my expenses.  Knowing what needed to be paid (or paid off) helped me to feel in control of my money.  I was telling my money where to go instead of wondering w